Ever seen a ripped guy or girl walk past you at the gym and then you think to yourself, "God when 😩?" Yeah, it happens to the best of us - we want to skip the hard task of having to train consistently and arrive at our dream bodies in days. Well, only if wishes were horses lol.

You see Michael Phelps, the most decorated Olympian of all time works out twice a day for a minimum of 5 hours. Serena Williams worked out an average of 4 hours, 6 days a week when she was much younger and created a solid foundation for her successes today. What's common to these two? Discipline and Consistency!

This is what Cowrywise offers you with the savings plan, an opportunity to grow a healthy habit, build discipline and earn rewards: a win-win-win 🏅. You've got to realise that building a healthy saving habit doesn't happen in a day, it's a function of discipline and consistency. Cowrywise helps you create a savings streak through the locked savings plan by limiting your access to funds for the period you choose - fair enough if you ask me 🤓. Breaking this streak sets you back a great deal, nobody likes that.

When you create a savings plan on Cowrywise, you enter into an agreement with us and hold us accountable for your funds. We hold ourselves accountable as well by limiting our access to your funds - we make sure they are invested in safe and secure investments which are also time-based. This is also how you're able to earn returns.

Remember we're in an agreement. We have your best interests at heart and we're always rooting for you!

Thank you for trusting us 💙