Locked savings plans were built to limit withdrawals until they mature/unlock. They only automatically unlock on the withdrawal date specified when setting up the plan.
Invested (or locked up) funds ensure disciplined savings needed to help your goals materialize.
They are invested in financial instruments that mirror the specified duration, so withdrawals can only be made as soon as the plan matures/unlocks on the withdrawal date chosen. That way, attaining your goals is made easier.
Think of it as giving your goals the time and commitment they deserve. đŞđ˝
So, set a goal, lock in your savings, and let time do its thing!