When it comes to mutual fund investments, it's important to understand that the returns cannot be predetermined. The performance of these investments is directly influenced by the market performance of the funds in question.

It is important to understand that the market plays a significant role in determining the returns on mutual fund investments. Market conditions, such as supply and demand dynamics, economic factors, and investor sentiment, can impact the performance of the funds and, consequently, the returns.

Money market funds offer annual interests that are accrued daily. It's crucial to note that these interests can vary based on the market conditions each day. However, the buy and sell price of money market funds remains fixed.

In the case of equities, the returns are measured by capital appreciation. This means that the value of your investment is determined by the price per unit of the fund. If the fund price increases, it indicates that your investments have appreciated, resulting in gains. Conversely, if the fund price decreases, it indicates a depreciation in your investments, resulting in losses.